Same-Day Coverage, Your Way
What is Shopkeepers Insurance?
Shopkeeper insurance is a type of cover designed to protect retail businesses from everyday risks like theft, fire, property damage, and business interruptions. It can also include public liability and employee injury cover.
Whether you run a small shop, café, or boutique, this insurance helps safeguard your business and income if something goes wrong. With flexible options available, you can tailor a policy to suit your specific needs and get peace of mind knowing your shop is protected.
- This Insurance Typically Covers:
- Property Protection – Covers damage from fire, floods, vandalism, and other risks.
- Theft & Liability Coverage – Protects against burglary, stolen stock, and customer injuries.
- Business Interruption Support – Helps with financial losses if your shop temporarily closes.
- Employee & Equipment Coverage – Covers workplace injuries and damage to shop fittings.
- Cyber & Legal Protection – Assists with cyber threats and legal disputes.
Why Choose Commercial Property Cover?
We understand the complexities of protecting your assets and offer tailored solutions. Ensure your peace of mind choosing Shop Keeper Insurance with us because:
Our 4 Step Process
For Getting Your Shop Keeper Insurance
1: Get a quote
Fill out a free quote with your property and business details.
2: Review Options
Compare personalised coverage plans.
3: Consult an Expert
Speak with a specialist to clarify any questions.
4: Get Covered
Finalise your policy and secure your property.
Running A Shop? Protect It.
GET TAILORED RETAIL SHOP INSURANCE WITH COMMERCIAL PROPERTY COVER:
🔒 Peace of mind.
📞 Expert advice.
📋 Fast quotes.
🔒 Peace of mind.
📞 Expert advice.
📋 Fast quotes.
Frequently Asked Questions
What does Shop Keeper insurance cover?
Shop Keeper insurance in Australia covers public liability, product liability, business interruption, property damage, theft, equipment breakdown, workers’ compensation, glass damage, and cyber liability.
Is Shop Keeper insurance required by law?
Shop insurance is not legally required in Australia, but workers’ compensation insurance is mandatory if you have employees, and public liability insurance is strongly recommended for business protection.
How do I determine the amount of coverage I need?
To determine the amount of coverage you need for shop insurance in Australia, assess your business risks, property value, equipment costs, potential loss of income, liability exposure, and legal requirements to ensure adequate protection.
Does Shop Keeper Insurance cover loss of income?
Yes, shop insurance in Australia can cover loss of income through business interruption insurance, which helps replace lost revenue if your business is forced to close due to an insured event like fire, theft, or storm damage.
Can I get coverage for multiple properties under one policy?
Yes, in Australia, you can get coverage for multiple properties under one business insurance policy, which simplifies management and may reduce costs, depending on the insurer and policy terms.
