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What is Cafe Insurance?
Café Insurance offers specialised Commercial Building Insurance to protect your café or restaurant from financial loss due to unexpected damage or risks. Whether it’s fire, storms, vandalism, or other unforeseen events, our coverage ensures your business can recover quickly without significant financial strain.
- This Insurance Typically Covers:
- Structural Protection – Covers damage to the building’s structure, including walls, roofs, and foundations.
- Fixtures & Fittings – Protects essential café elements such as built-in kitchen equipment, plumbing, and electrical systems.
- Natural Disasters & Accidents – Coverage for fire, floods, storms, and accidental damage.
- Optional Add-Ons – Extend coverage to include glass breakage, tenant damage, or loss of rent during repairs.
Why Choose Commercial Property Cover?
At Commercial Property Cover, we understand the unique risks of running a café or restaurant. Our tailored policies provide the protection you need, so you can focus on serving your customers with peace of mind.
Our 4 Step Process
For Getting Your Cafe Insurance
1: Get a quote
Fill out a free quote with your cafe business details.
2: Review Options
Compare personalised coverage plans.
3: Consult an Expert
Speak with a specialist to clarify any questions.
4: Get Covered
Finalise your policy and secure your property.
Running A Cafe? Protect It.
GET TAILORED Cafe INSURANCE WITH COMMERCIAL PROPERTY COVER:
🔒 Peace of mind.
📞 Expert advice.
📋 Fast quotes.
🔒 Peace of mind.
📞 Expert advice.
📋 Fast quotes.
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Commercial Property Insurance for everyone.
Simplify, Compare & Protect – The Easiest Way to Insure Your Commercial Property
WHY CHOOSE US?
Low interest Payments
Competitive Rates
Property Insurance Specialists
Direct Broker Contact
Dedicated Claim Staff
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Got questions or ready to chat? Simply call us to speak with our friendly team.
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Frequently Asked Questions
What does Café Insurance cover?
Our Café Insurance protects your café’s premises, equipment, and fixtures from risks such as fire, storms, theft, vandalism, and accidental damage. We also offer optional add-ons like glass breakage and tenant damage cover.
Is Café Insurance legally required?
While not legally mandatory, many landlords and lenders require it as part of lease or mortgage agreements. Even if not required, having the right cover ensures you’re protected from unexpected financial loss.
How much coverage does my café need?
The right level of cover depends on the value of your café’s building, fit-out, and equipment, as well as the risks specific to your location. Our experts can assess your needs and tailor a policy to ensure full protection.
Does Café Insurance cover loss of income?
Standard building insurance doesn’t cover lost income, but we can look at options if required.
Can I insure multiple cafés under one policy?
Yes! If you own multiple café locations, we can provide multi-property coverage under a single policy, making it easier to manage and potentially reducing costs.
