Same-Day Coverage, Your Way
What is Business Property Insurance?
Business Property Insurance is a type of coverage designed to protect your commercial property and assets from financial loss due to damage or unexpected events. Whether itβs caused by fire, theft, storms, or vandalism, this insurance helps ensure your business can recover quickly and continue operating without major financial setbacks.
- This Insurance Typically Covers:
- Building Protection: Covers physical damage to your business premises, including walls, roof, and foundation.
- Fixtures & Systems: Includes built-in features like electrical wiring, plumbing, and HVAC systems.
- Natural Disasters & Accidents: Protection from events such as fire, floods, storms, and accidental damage.
- Optional Add-Ons: Additional coverage for broken glass, tenant damage, or loss of rental income during repairs.

Why Choose Commercial Property Cover?
We understand the complexities of protecting your assets and offer tailored solutions. Ensure your peace of mind choosing Business Property Insurance with us because:
PUBLIC LIABILITY
A policy designed to protect you and your business if liability was to arise
BUSINESS PROPERTY
Designed to insure the value of your building and contents in the case of an insured event
MACHINERY BREAKDOWN
Designed to cover machines and electric motors that may be used at your property
SIMPLE SETUP
Quick and transparent service so you can get the right cover at a great price
MONEY
Designed to cover cash left at the premises after an insured event
24/7 CLAIMS
Lodge a claim 7 days, so you can get repairs as quick as possible
Our 4 Step Process
For Getting Your Business Property Insurance
1: Get a quote
Fill out a free quote with your property and business details.
2: Review Options
Compare personalised coverage plans.
3: Consult an Expert
Speak with a specialist to clarify any questions.
4: Get Covered
Finalise your policy and secure your property.
Running A Business Property? Protect It.
GET TAILORED BUSINESS PROPERTY INSURANCE WITH COMMERCIAL PROPERTY COVER:
π Peace of mind.
π Expert advice.
π Fast quotes.
π Peace of mind.
π Expert advice.
π Fast quotes.
Frequently Asked Questions
What does business property insurance cover?
It typically covers damage to your commercial building, equipment, inventory, and fixtures due to events like fire, theft, vandalism, and natural disasters.
Is business property insurance required by law?
It’s not legally required in most cases, but landlords and lenders often require it. It’s also essential for protecting your business assets.
How do I determine how much coverage my business needs?
Consider the value of your building, equipment, and inventory, along with the risks specific to your location and industry. A professional assessment can help.
Does business property insurance cover loss of income?
Not automatically. However, you can add business interruption coverage to protect against income loss during property repairs or downtime.
Can I insure multiple business properties under one policy?
Yes, many insurers offer policies that cover multiple commercial properties under a single plan for added convenience and savings.
