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What is Motel Insurance?
Motel Insurance is a specialised type of coverage designed to protect motel owners from financial loss due to damage, liability, or unexpected events affecting their property. From fire and storms to vandalism and guest-related incidents, this insurance helps ensure your motel can recover quickly and continue operations with minimal disruption.
- This Insurance Typically Covers:
- Building Protection: Covers damage to the motel structure, including walls, roofing, and foundations.
- Fixtures & Utilities: Safeguards permanent installations such as electrical systems, plumbing, air conditioning, and built-in features.
- Natural Disasters & Accidents: Protection against risks like fire, storms, flooding, and accidental damage.
- Optional Add-Ons: Coverage options for guest liability, glass breakage, business interruption, or loss of income due to repairs.

Why Choose Commercial Property Cover?
At Commercial Property Cover, we understand the unique risks of running a motel. Our tailored policies provide the protection you need, so you can focus on serving your customers with peace of mind.
PUBLIC LIABILITY
A policy designed to protect you and your business if liability was to arise
BUSINESS PROPERTY
Designed to insure the value of your building and contents in the case of an insured event
MACHINERY BREAKDOWN
Designed to cover machines and electric motors that may be used at your property
SIMPLE SETUP
Quick and transparent service so you can get the right cover at a great price
MONEY
Designed to cover cash left at the premises after an insured event
24/7 CLAIMS
Lodge a claim 7 days, so you can get repairs as quick as possible
Our 4 Step Process
For Getting Your Motel Insurance
1: Get a quote
Fill out a free quote with your property and business details.
2: Review Options
Compare personalised coverage plans.
3: Consult an Expert
Speak with a specialist to clarify any questions.
4: Get Covered
Finalise your policy and secure your property.
Running A Motel? Protect It.
GET MOTEL INSURANCE WITH COMMERCIAL PROPERTY COVER:
🔒 Peace of mind.
📞 Expert advice.
📋 Fast quotes.
🔒 Peace of mind.
📞 Expert advice.
📋 Fast quotes.
Contact Us
SIMPLIFIED INSURANCE STARTS HERE
Commercial Property Insurance for everyone.
Simplify, Compare & Protect – The Easiest Way to Insure Your Commercial Property
WHY CHOOSE US?
Low interest Payments
Competitive Rates
Property Insurance Specialists
Direct Broker Contact
Dedicated Claim Staff
GET IN TOUCH
Got questions or ready to chat? Simply call us to speak with our friendly team.
Quick Quote
Frequently Asked Questions
What does motel insurance cover?
Motel insurance typically covers damage to the building, guest rooms, furnishings, equipment, and liability for incidents involving guests or staff. It may also protect against fire, theft, vandalism, and natural disasters.
Is motel insurance required by law?
While not legally required in all cases, motel insurance is often mandated by lenders or franchisors. It’s highly recommended to protect your investment and meet operational requirements.
How do I determine the right coverage for my motel?
Consider the value of your property, furnishings, and income potential, as well as the risks specific to your location. An insurance expert can help assess your needs and recommend suitable coverage levels.
Does motel insurance cover loss of income?
It can, if you include business interruption coverage. This helps compensate for lost revenue if your motel is temporarily closed due to covered damage or repairs.
Can I insure multiple motel locations under one policy?
Yes, many providers offer multi-location policies, allowing you to cover several motel properties under a single insurance plan for convenience and cost efficiency.
