What does Tobacconist Insurance cover?

Tobacconist Insurance typically covers damage to the building structure, fixtures and fittings, stock protection, and optional extras like glass breakage or loss of rent. It can also include protection against fire, theft, vandalism, and certain natural disasters.

Is Tobacconist Insurance legally required?

While Tobacconist Insurance itself may not be legally required, certain components—such as Public Liability Insurance or Workers’ Compensation—may be mandatory depending on your business operations and location.

How much coverage does my tobacconist shop need?

The amount of coverage depends on your shop’s size, location, stock value, and the level of risk. A tailored policy can ensure you’re not underinsured or overpaying for unnecessary coverage.

Does Tobacconist Insurance cover loss of income?

Yes, you can add Business Interruption coverage to your policy, which can help cover loss of income if your shop is forced to close temporarily due to an insured event like a fire or storm.

Can I insure multiple tobacconist shops under one policy?

Yes, many insurers offer multi-location coverage, allowing you to insure several tobacconist outlets under a single policy for convenience and potential cost savings.

Shopping Centre Insurance - Commercial Property Cover

Same-Day Coverage, Your Way

What is Shopping Centre Insurance?

Shopping Centre Insurance is specialized coverage designed to protect shopping centre owners and managers from financial losses due to damage or unexpected events affecting the property. Whether caused by fire, storms, vandalism, or other risks, this insurance helps ensure the shopping centre can recover quickly and continue operations without major financial setbacks.

This Insurance Typically Covers:
Structural Protection: Covers damage to the physical structure, including walls, roofs, foundations, and common areas.
Fixtures & Fittings: Protects permanent installations such as lighting, plumbing, elevators, and signage.
Natural Disasters & Accidents: Coverage for fire, storms, floods, and accidental damage to the property.
Optional Add-Ons: Additional coverage for glass breakage, tenant-related damage, loss of rental income due to repairs, and liability risks.

Why Choose Commercial Property Cover?

We understand the complexities of protecting your assets and offer tailored solutions. Ensure your peace of mind choosing Shopping Centre Insurance with us because:

PUBLIC LIABILITY

A policy designed to protect you and your business if liability was to arise

BUSINESS PROPERTY

Designed to insure the value of your building and contents in the case of an insured event

MACHINERY BREAKDOWN

Designed to cover machines and electric motors that may be used at your property

SIMPLE SETUP

Quick and transparent service so you can get the right cover at a great price

MONEY

Designed to cover cash left at the premises after an insured event

24/7 CLAIMS

Lodge a claim 7 days, so you can get repairs as quick as possible

Our 4 Step Process

For Getting Your Shopping Centre Insurance

1: Get a quote

Fill out a free quote with your property and business details.

2: Review Options

Compare personalised coverage plans.

3: Consult an Expert

Speak with a specialist to clarify any questions.

4: Get Covered

Finalise your policy and secure your property.

Frequently Asked Questions

What does shopping centre insurance cover?

Shopping centre insurance typically covers damage to the building structure, common areas, tenant spaces, liability claims, and protection against fire, theft, vandalism, and natural disasters.

Is shopping centre insurance required by law?

While not always legally required, lenders or property managers often require it. It’s essential to protect your investment and maintain business continuity.

How do I determine the right coverage for my shopping centre?

Coverage depends on the size of the centre, number of tenants, property value, and specific risks. Consulting an insurance professional can help tailor the right policy.

Does shopping centre insurance cover loss of income?

Business interruption coverage can be included to protect against loss of rental income if the property is damaged and tenants cannot operate.

Can I insure multiple shopping centres under one policy?

Yes, many insurers offer multi-property policies to cover several shopping centres under one plan for easier management and potential savings.

Let's get you insured.

1300 080 323

Shopping Centre Insurance