Same-Day Coverage, Your Way
What is Commercial Property Insurance?
Commercial Property Insurance is a specialized type of insurance coverage designed to protect businesses and their assets from financial loss due to unexpected events such as fire, theft, natural disasters, or vandalism. It serves as a financial safety net for property owners, ensuring they can recover and rebuild after incidents that disrupt operations or cause property damage.
- This Insurance Typically Covers:
- Buildings: Protects the physical structure of your property.
- Contents: Safeguards the equipment, inventory, and furnishings inside.
- Loss of Income: Compensates for lost revenue
- Specialized Coverage: Options for machinery breakdown, cash on premises, or public liability depending on your business needs.

Why Choose Commercial Property Cover?
We understand the complexities of protecting your assets and offer tailored solutions to ensure your peace of mind. Commercial Property Cover provides:
PUBLIC LIABILITY
A policy designed to protect you and your business if liability was to arise
BUSINESS PROPERTY
Designed to insure the value of your building and contents in the case of an insured event
MACHINERY BREAKDOWN
Designed to cover machines and electric motors that may be used at your property
SIMPLE SETUP
Quick and transparent service so you can get the right cover at a great price
MONEY
Designed to cover cash left at the premises after an insured event
24/7 CLAIMS
Lodge a claim 7 days, so you can get repairs as quick as possible
Our 4 Step Process
For Getting Your Commercial Property Insurance
1: Get a quote
Fill out a free quote with your property and business details.
2: Review Options
Compare personalized coverage plans.
3: Consult an Expert
Speak with a specialist to clarify any questions.
4: Get Covered
Finalize your policy and secure your property.
Running A Commercial Property? Protect It.
GET TAILORED COMMERCIAL PROPERTY INSURANCE WITH COMMERCIAL PROPERTY COVER:
π Peace of mind.
π Expert advice.
π Fast quotes.
π Peace of mind.
π Expert advice.
π Fast quotes.
Frequently Asked Questions
What does commercial property insurance cover?
Commercial property insurance protects your business property, including buildings, equipment, inventory, and other assets, against risks like fire, theft, vandalism, and certain natural disasters.
Is commercial property insurance required by law?
While not always required by law, commercial property insurance may be mandatory if you have a mortgage or lease agreement. It’s also highly recommended to protect your business from financial loss.
How do I determine the amount of coverage I need?
The coverage amount depends on the value of your property and assets, as well as the risks specific to your business. An insurance expert can help assess your needs to ensure adequate protection.
Does commercial property insurance cover loss of income?
Standard policies generally don’t cover lost income. However, you can add business interruption insurance to your policy to protect against income loss due to covered property damage.
Can I get coverage for multiple properties under one policy?
Yes, many insurers offer multi-property coverage, allowing you to insure multiple locations under a single policy. This can simplify your coverage and save on premiums.
